A car accident is never easy to deal with. Even assuming everyone is safe after the wreck, there are legal matters to attend to. It can be difficult to navigate the ins and outs of the legal system in any state.
If you got into a wreck in the state of Wisconsin, though, you’re in luck. Detailed below is a list of four things you might be better off knowing. This is coming straight from Lake Mills attorneys in the state, so the guidance is worth listening to.
Consider this fact about legal services throughout the world. This vast industry is only expected to grow by about 4.6% over the next ten years.
In other words, legal issues are common, so you’re not alone. Keep reading to arm yourself with the knowledge that might help you with your recent auto accident.
1. Duty to Report
It’s an unfortunate truth that car wrecks happen often, even in the comfortable state of Wisconsin. Statistics show that there were over 115,000 crashes throughout the state in 2020.
In the event you’re in an accident, it is crucial to report it to the authorities as soon as possible. Failure to do so can result in severe consequences. This could include fines and even jail time.
According to Wisconsin law, drivers are required to report accidents that result in injury, death, or property damage exceeding $1,000. This reporting requirement helps to ensure that the necessary authorities can respond promptly. They’ll then be able to get to the scene of the accident, attend to any injured parties, and investigate the cause of the accident.
Additionally, reporting the accident to the authorities also helps to establish a clear record of the event. This record can be valuable in the event of a later lawsuit or insurance claim.
For example, there might be a dispute over who was at fault for the accident. So, the accident report can be used as evidence in court to help determine liability.
2. Determining Who Was at Fault
Wisconsin uses a fault-based insurance system. It determines which driver is responsible for paying for the damages incurred in a car accident.
It’s based on the principle of negligence. This holds that the person who caused the accident is responsible for compensating the victim for any resulting damages.
When determining fault in a car accident, the authorities will consider various factors. These might be the speed of the vehicles, the road conditions, and the actions of each driver leading up to the accident.
The driver who is deemed at fault for the accident might not have sufficient insurance coverage to pay for the damages. If so, the victim may have to bear the financial burden of their own losses. Therefore, it is important for drivers to ensure that they have adequate insurance coverage.
Also, in order to protect their rights and interests, it is important for drivers to seek the assistance of an experienced attorney following an accident. They can help you navigate the complex legal system and protect your rights throughout the process of resolving the accident.
3. Time Limits for Filing Claims
There is a limited amount of time in which a person can file a claim for personal injury or property damage as a result of an auto accident in Wisconsin. According to state law, individuals have three years from the date of the accident to file a claim. Still, it’s wise not to wait nearly so long.
This time limit is known as the statute of limitations. It’s put in place to ensure that claims are brought in a timely manner, while the evidence of the accident is still fresh and easily accessible.
The statute of limitations is a strict deadline. Failure to file a claim within the three-year time frame may result in the individual losing their right to seek compensation.
Further, the process of filing a claim can be complex and time-consuming. It could involve negotiations with insurance companies and the gathering of evidence to support the claim. So, get started as soon as possible.
4. Mandatory Insurance
It’s mandatory for all drivers to carry liability insurance coverage in Wisconsin. This coverage is designed to provide financial protection in the event that a driver causes an accident and is found to be at fault.
The state requires drivers to carry minimum levels of coverage for bodily injury and property damage. This can ensure that they are able to pay for the damages they cause in the event of an accident.
The minimum required coverage amounts vary. Also, drivers can choose to purchase higher levels of coverage if they wish.
Mandatory insurance is an important aspect of road safety. It helps to ensure that drivers are held responsible for their actions and that victims of accidents are able to obtain the compensation they deserve. Without liability insurance, the victim may be forced to bear the financial burden of their own losses.
Additionally, failure to carry liability insurance can result in severe consequences. You might expect fines and even license suspension.
Only Work with Reliable Lake Mills Attorneys
Don’t trust just anyone to represent you in court. You deserve to choose the right attorney for your case.
To work with reliable Lake Mills attorneys, it is important to do your research and carefully consider your options. Start by asking for referrals from friends, family, or colleagues who have had positive experiences with attorneys in the area. You can also consult online legal directories or websites that rate and review attorneys based on their experience and results.
Hire Your Ideal Attorney Today
Getting into a car accident is stressful and unfortunate. If you don’t have experts helping you navigate the following legal matters, you’ll be much more stressed indeed.
That’s where Lake Mills attorneys like us can be so helpful. We prioritize helping families like yours recover after unfortunate car wrecks.
For that reason, take some time to browse through our website and see how we’ve helped other community members in the past. First, learn more about the legal services we might be able to offer you now.